Monthly housing market data and trends for the Charlotte metro area. Updated February 1, 2026.
Charlotte's housing market enters 2026 in a balanced state. After years of being a strong seller's market, we're now seeing equilibrium between buyers and sellers. The median home price of $425,000 represents a healthy 6.5% increase from last year, though the pace of appreciation has moderated.
Inventory has improved significantly, giving buyers more options and negotiating power. Homes are taking slightly longer to sell (53 days average), but well-priced properties in desirable neighborhoods still move quickly. My recent listings in Mint Hill and Matthews sold in under a week.
For sellers, this means pricing correctly from day one is critical. Overpriced homes will sit. For buyers, there's less pressure to waive inspections or make aggressive offers—though desirable properties still see competition.
| Neighborhood | Median Price | YoY Change | Avg DOM | Active Listings |
|---|---|---|---|---|
| Ballantyne (28277) | $630,000 | +3.8% | 45 days | 87 |
| Waxhaw | $650,000 | -15.4% | 43 days | 92 |
| Matthews | $535,000 | +7.0% | 49 days | 74 |
| Mint Hill | $520,000 | +15.6% | 54 days | 68 |
| Huntersville | $550,000 | +4.2% | 40 days | 95 |
| Davidson | $680,000 | +5.1% | 52 days | 41 |
| Fort Mill, SC | $545,000 | +6.3% | 42 days | 118 |
| Mooresville | $520,000 | +4.8% | 48 days | 156 |
The Charlotte market is healthier now than it's been in years. We're no longer in the frenzy of 2021-2022, and that's a good thing. Buyers have breathing room, and sellers who price correctly are still getting strong results. My team closed January with a 99.47% sale-to-list ratio—well above market average. The key? Understanding each neighborhood's micro-market and positioning properties accordingly.
Charlotte median prices: $399K (Mar '25) → $425K (Feb '26) | +6.5% YoY
Data sources: Canopy MLS, Redfin, Zillow, NC Realtors Association. Data reflects residential sales in Charlotte-Mecklenburg and surrounding counties. Updated February 1, 2026. Individual neighborhood conditions may vary.
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